Our Farm Policies are custom designed to meet the insurance needs of today's horse farm owner. The farm policy offers both flexibility and broad protection at a competive price. Whether you operate your horse farm as an individual, partnership, or corporation, we can tailor make the necessary insurance protection.
Coverage is available for all of your
different types of farm structures. From the dwelling you live in, including
your contents and personal property, to your barns and other farm outbuildings.
Also, you can inquire about insuring other types of property such as jewelry,
furs and antiques which require special attention. We offer a broad range of
coverage choices, from the basic coverage of named perils protection to a
special all risk protection.
The farm policy recognizes that many people
not only work on their farm, but live there. Therefore, in addition to covering
the farm operation, the policy can be tailored to handle the needed protection
for a homeowner or family who also lives on a horse farm.
The farm policy
will also insure you against farm liability up to the stated limits of the
policy. Coverage is available for small individual operators or commercial
equine operations. When a person is injured or someone else's property is
damaged as a result of your farm activities we will, subject to the exclusions
in the policy, settle claims for which you are legally liable. Most equine
operations are eligible, including but not limited to show, personal use,
boarding, training, breeding and riding instruction operation
facilities.
Custody, Care and
Control
Care, Custody and Control Application
This policy is essential for the horseman who boards or
trains horses or who is responsible for other people's horses while showing or
racing them. It pays all sums you are legally obligated to pay for damage to
horses in your care, custody or control, that do not belong to you.
Your
policy will cover the injury, theft or death of the horse in your
care.
In addition to paying for damages to horses, we will defend any
suit against you. We will provide funds for you to purchase bail bonds, we will
pay interest on judgments and all costs taxed against you in the suit. We will
also pay expenses you incur at our request to assist us in your defense,
including loss of earnings.
Your premium is partly determined by the
number of horses in your care, which makes this coverage affordable to both the
small and large operation.
To Request a Farm Insurance Quote Please Complete Farm Application
Application Must Be Completed & Submitted Prior To Quote
or call us toll free today
1- 800-385-2423
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